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MACRA Legislation and MediGap Plans

MACRA stands for “Medicare Access and CHIP Reauthorization Act of 2015.”

The new MACRA legislation, which goes into effect January 1, 2020, affects a consumer’s ability to enroll in MediGap Plans C and F.  These are industry changes and apply to all carriers.

Here are some important details to know:

  • Consumers eligible for Medicare Part A before January 1, 2020, can enroll in Plans C and F even after January 1, 2020 and keep their plans as long as they choose.
  • Consumers newly eligible for Medicare Part A  on or after January 1, 2020, will not be able to purchase either MediGap plans C or F.
  • Consumers already enrolled in MediGap Plans C or F do not need to take any action and they can keep the plan they have if they choose.