Medicare Fraud Protection: How to Spot Scams and Protect Your Benefits

The Medicare Annual Enrollment Period or AEP begins October 15th and ends December 7th.  During this time, not only do Medicare beneficiaries receive a lot of information, both solicited and unsolicited, about their plan options for the upcoming year, but they are subject to potential scams from unscrupulous organizations who look to take advantage of […]

Get Ready for the 2024 Medicare Annual Enrollment Period

The leaves are turning, the air is crisp, and the time to make important decisions about your healthcare is upon us. The Medicare Annual Enrollment Period (AEP), which runs from October 15 to December 7, is when Medicare beneficiaries have the opportunity to review, modify, or initiate their Medicare health plans for the coming year. […]

Medicare and International Travel

Traveling abroad can be an exciting adventure, but it also comes with a host of considerations, especially for individuals who rely on Medicare for their healthcare needs. Medicare is a federal health insurance program in the United States primarily designed for individuals aged 65 and older, as well as certain younger individuals with disabilities. While […]

Medicare and Telehealth

The Revolutionary Integration of Telehealth in Medicare Over the past few years, the world has seen many incredible technological advancements, but the one that has truly stood out in the realm of healthcare is telehealth. This remarkable development has transformed the way medical services are delivered, and its inclusion into Medicare promises to usher in […]

Medicare and COBRA

Medicare and COBRA (Consolidated Omnibus Budget Reconciliation Act) are two separate programs that provide health insurance coverage in the United States. COBRA allows individuals to keep their employer-sponsored health insurance after experiencing a qualifying event like job loss or reduced hours, while Medicare provides health coverage for individuals aged 65 and older, as well as […]

Understand How Medicare Impacts Your HSA Bank Account

For people who are still covered under job-based health insurance and enrolled in a High Deductible Health Plan coupled with a Health Savings Bank Account (HSA), or for those people enrolled in Medicare who have money they previously set aside in an HSA, this article has been written for you. What is an HSA? An […]

Medicare’s What’s Covered App

Clients often ask if a specific service or treatment is covered by Medicare.  One of the tools we use to help research these inquiries is Medicare’s “What’s Covered” app. The What’s Covered app is a tool developed by Medicare that helps beneficiaries easily understand what services and treatments are covered under their plan. This app […]

How Can Medicare Advantage Part C Plans Be $0 Premium?

It’s almost impossible to watch television today without seeing a Medicare advertisement promoting a $0 premium Medicare Advantage plan. Have you ever wondered how an insurance company can offer a plan for no additional cost, and why they just don’t call these plans “free?” Let me explain. Original “fee-for-service” Medicare has several risks or coverage […]

Understanding Medicare IRMAA Charges

Medicare IRMAA Charges

Most every year Medicare adjusts the monthly premium for Medicare Part B.  You will probably hear about premium changes in the news, talking with friends or even from me around November of each year.  You will also receive your Social Security benefit notice in late November or early December, showing you what your benefit payment […]

Tips for the Medicare Annual Enrollment Period

If you are age 65 or older, you are about to get bombarded with Medicare marketing messages. The Medicare Annual Enrollment Period, also known as “AEP,” begins October 15th and ends December 7th.  During this time, people can make changes to their Medicare plans.  Any changes made during AEP become effective January 1st of the […]