Understanding Medicare IRMAA: What It Is, How It Works, and How to Appeal

f you’re enrolled in Medicare and have a higher income, you may be subject to IRMAA, which stands for Income-Related Monthly Adjustment Amount. IRMAA is an extra charge added to your standard Medicare Part B and Medicare Part D premiums when your income exceeds certain thresholds set by the federal government. What Is IRMAA and […]

Don’t Guess, Calculate: A Guide to Your Future Social Security Payments

Don’t guess. You can calculate future social security benefits by checking your earnings record, using trusted Social Security calculators, and comparing a few claiming ages to see how your payment changes. Your estimate will not be perfect, but it can be close enough to help you plan with confidence. We Can Help You can also […]

Will my Medicare premiums rise in 2026?

Will my Medicare premiums rise in 2026?

Yes. Most people can expect a small rise in 2026. The Part B premium is projected to be about $206.50, but the final number comes out in the fall. The Part D base premium for 2026 is set at $38.99, and the Part D drug cap will be $2,100. Final Part B and IRMAA amounts […]

Social Security Repeals Windfall Elimination Provision and Government Pension Offset

The Social Security Fairness Act, signed into law on January 5, 2025, repealed the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), two provisions that had previously reduced Social Security benefits for certain public sector employees. This legislative change is expected to positively impact approximately 3.2 million individuals, including teachers, firefighters, police officers, […]