Medicare Premiums Increases for 2022

Each year Medicare adjusts its premiums and utilization costs for the upcoming year. These adjustments are published by Medicare towards the end of the calendar year and are effective January 1st of the upcoming year. While you can find these costs and premiums on Medicare.gov, you will need to peruse the website significantly to gather […]
Steps to Make the Most of the 2022 Medicare Annual Enrollment Period

Medicare’s annual enrollment period, or AEP, begins October 15th and ends December 7th. During the Medicare AEP people enrolled in either a Medicare Advantage Part C plan or a Medicare Prescription Drug Part D plan can make changes to their plans for the upcoming calendar year. People can make as many changes as they want […]
2021 AEP

The Medicare Annual Enrollment Period (“AEP”) begins October 15th and continues until December 7th. If you are enrolled in a Medicare Advantage Part C plan or a Medicare Prescription Part D plan, you can review your plan options during AEP and make any necessary changes to your coverage. Any changes you make during AEP are […]
2021 Medicare Part D Coverage Phases

Often times the most confusing component of Medicare for people to fully comprehend is Medicare Part D prescription drug coverage. Medicare Part D works rather different from prescription drug coverage provided through most job-based or affordable care act health insurance plans. Here are the four phases of Medicare Part D prescription drug coverage that you […]
Do I Need to Enroll in Medicare at 65?

The answers varies and depends on employment status and other benefits …
How Are Social Security Benefits Calculated?

How your AIME determines your Social Security benefit payment.
Waiting Period vs Elimination Period

It’s good to know the difference as it pertains to your Long Term Care policy.
Chances of Needing Long Term Care

Contrary to most American’s thinking, high percentages of seniors will need some form of long term care.
Long Term Care…Do I Need It?
A large percentage of Americans over age 65 will need some for of long term care, according to the Centers for Medicare and Medicaid Services.
MACRA Legislation and MediGap Plans

This legislation affects a consumer’s ability to enroll in MediGap Plans C and F …