Medicare Advantage vs Medigap
Medicare Advantage and Medigap are two different ways to help with health costs. Medicare Advantage is a private plan that replaces Original Medicare. Medigap is a helper plan that works with Original Medicare. If you want a simple network plan with extras, you may like Medicare Advantage. If you want to see any doctor who […]
Prior Authorizations vs Referrals
People often wonder if their Medicare plan requires “prior approval” for health services they may need to obtain. Almost always, what they mean to ask is “Does my Medicare plan require referrals?” A referral is an order from your Primary Care Doctor (PCP) to see a specialist or receive certain medical services from some providers. […]
Is a MediGap Plan Right for You?
You have a couple of choices when it comes to supplementing original Medicare; a Medigap (also known as a Medicare Supplemental) policy or a Medicare Advantage plan. While Medicare Advantage plans are heavily advertised and often have lower monthly premiums, they can expose the insured to high levels of utilization costs when compared to Medigap […]