Paying for Medicare Premiums
Most everyone on Medicare has some monthly expenses that need to be paid. Although Part A is generally without a premium (for 99% of all Medicare enrollees), Part B does have a premium. If you are collecting Social Security, the government will deduct the premium directly from your Social Security check. Some clients have called […]
Prior Authorizations vs Referrals
People often wonder if their Medicare plan requires “prior approval” for health services they may need to obtain. Almost always, what they mean to ask is “Does my Medicare plan require referrals?” A referral is an order from your Primary Care Doctor (PCP) to see a specialist or receive certain medical services from some providers. […]
Is a MediGap Plan Right for You?
You have a couple of choices when it comes to supplementing original Medicare; a Medigap (also known as a Medicare Supplemental) policy or a Medicare Advantage plan. While Medicare Advantage plans are heavily advertised and often have lower monthly premiums, they can expose the insured to high levels of utilization costs when compared to Medigap […]