Medicare And Long-Term Care
While Medicare is well-known for covering hospitalization and medical expenses, many people are not aware of its significance in the realm of long-term care services. In this article, we will explore how Medicare helps individuals in need of long-term care, including the types of services it covers, eligibility requirements, and the limitations it entails. Understanding […]
What To Do Before The Medicare Annual Enrollment Period Comes To An End
The Medicare Annual Enrollment Period (AEP) typically runs from October 15th to December 7th each year. During this time, Medicare beneficiaries can make changes to their Medicare coverage for the following year. As AEP draws to a close, if you are enrolled in a Part C Medicare Advantage plan, hopefully you have already reviewed the […]
Get Ready for the 2024 Medicare Annual Enrollment Period
The leaves are turning, the air is crisp, and the time to make important decisions about your healthcare is upon us. The Medicare Annual Enrollment Period (AEP), which runs from October 15 to December 7, is when Medicare beneficiaries have the opportunity to review, modify, or initiate their Medicare health plans for the coming year. […]
Medicare and International Travel
Traveling abroad can be an exciting adventure, but it also comes with a host of considerations, especially for individuals who rely on Medicare for their healthcare needs. Medicare is a federal health insurance program in the United States primarily designed for individuals aged 65 and older, as well as certain younger individuals with disabilities. While […]
Medicare and Telehealth
The Revolutionary Integration of Telehealth in Medicare Over the past few years, the world has seen many incredible technological advancements, but the one that has truly stood out in the realm of healthcare is telehealth. This remarkable development has transformed the way medical services are delivered, and its inclusion into Medicare promises to usher in […]
Medicare’s What’s Covered App
Clients often ask if a specific service or treatment is covered by Medicare. One of the tools we use to help research these inquiries is Medicare’s “What’s Covered” app. The What’s Covered app is a tool developed by Medicare that helps beneficiaries easily understand what services and treatments are covered under their plan. This app […]
How Can Medicare Advantage Part C Plans Be $0 Premium?
It’s almost impossible to watch television today without seeing a Medicare advertisement promoting a $0 premium Medicare Advantage plan. Have you ever wondered how an insurance company can offer a plan for no additional cost, and why they just don’t call these plans “free?” Let me explain. Original “fee-for-service” Medicare has several risks or coverage […]
Tips for the Medicare Annual Enrollment Period
If you are age 65 or older, you are about to get bombarded with Medicare marketing messages. The Medicare Annual Enrollment Period, also known as “AEP,” begins October 15th and ends December 7th. During this time, people can make changes to their Medicare plans. Any changes made during AEP become effective January 1st of the […]
Paying for Medicare Premiums
Most everyone on Medicare has some monthly expenses that need to be paid. Although Part A is generally without a premium (for 99% of all Medicare enrollees), Part B does have a premium. If you are collecting Social Security, the government will deduct the premium directly from your Social Security check. Some clients have called […]
Prior Authorizations vs Referrals
People often wonder if their Medicare plan requires “prior approval” for health services they may need to obtain. Almost always, what they mean to ask is “Does my Medicare plan require referrals?” A referral is an order from your Primary Care Doctor (PCP) to see a specialist or receive certain medical services from some providers. […]